Terms of Service
Last Updated: 22/4/2026
Welcome to Harmain Agency. By accessing this website, we assume you accept these terms and conditions.
1. Services Provided Harmain Agency provides consultancy services for Global Immigration (Study, PR, Spouse visas) and FBR/Taxation services in Pakistan. We act as facilitators between the client and relevant authorities/partners.
2. No Guarantee of Visa/Approval While we provide professional guidance and legal assessment via PICS Australia, the final decision for any visa grant or FBR clearance lies solely with the respective government departments (DHA Australia, FBR Pakistan, etc.). Harmain Agency is not responsible for any rejections.
3. Consultation Fees Consultation fees or service charges are for professional advice and file processing. These fees are generally non-refundable unless stated otherwise in a written agreement.
4. Client Responsibility The client is responsible for providing genuine and accurate documents. Any fraudulent documentation provided by the client will lead to immediate termination of our services.
5. Partner Operations Our Australian operations are conducted in collaboration with PICS Australia. Clients engaging in Australian visa services agree to the legal framework provided by our partners.
13. Contact Information
If you have any questions or concerns regarding these Terms of Service, please feel free to contact us at:
14. Acceptance of Terms
By accessing or using the services provided by Harmain Digital Marketing Agency, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.